How to Buy a Home: Step-by-Step
1. Get Pre-Approved for a Mortgage
Before home shopping, contact a lender to get pre-approved. This determines your price range.
Your agent, Mike Juliff, can recommend trusted local lenders.
2. Hire a Real Estate Agent
You should work with a knowledgeable local agent—Mike Juliff—who will guide you through the process, negotiate on your behalf, and help avoid costly mistakes.
3. Start House Hunting
Work with Mike to tour homes that fit your budget and preferences.
Set up automated alerts so you’re notified of new listings immediately.
4. Make an Offer
Once you find a home, Mike will help you draft an offer.
Ask Mike whether the home already has offers and if a competitive offer or is needed.
5. Negotiate & Sign Purchase Agreement
Mike will negotiate the price and terms on your behalf.
Once accepted, you’ll sign the purchase agreement and Mike will send it to your lender.
6. Schedule the Inspection
Typically, you’ll have 3–5 days for a home inspection.
A home inspection generally costs between $400-$800
7. Appraisal & Underwriting
The lender orders an appraisal to confirm the home’s value.
An appraisal typically costs around $500
8. Title Work
A title company will check for clear ownership and prepare for closing.
9. Final Walkthrough
You’ll do a final walkthrough shortly before closing to ensure the property is in the agreed-upon condition.
10. Closing Day
You’ll sign documents, pay any remaining closing costs, and receive the keys—congratulations!
